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How Does the Cash Advance Process Work?
When you are in need of cash in between paydays, all you have to do is apply for a cash advance. Also known as a payday loan or short-term loan, these cash advances usually range from $100-$1,000 USD. We play the role of “match-maker” by matching you with Lenders. Approval is simple, most lenders only require that you are 18 years or older, have a checking account with direct deposit and receive over $800 a month in take home pay. There is no faxing needed! The loan must be repaid in a timely manner to avoid additional charges.*
You will present the lender with some basic information and a banking account number for funds to be deposited and withdrawn at the end of the term of the loan. It is necessary that the end date for the term of the loan coincide with your next paycheck so there is enough money for funds to be withdrawn and the loan terminated. However, be sure you fully understand the lender’s “Terms and Conditions” and “Privacy Policy” and be sure to save all documentation from the lender. It is also wise to seek the help of a professional debt management counselor to avoid dependence on cash advance payday loans in the future.

Cash Advance Questions
Does your company do credit checks?*
Our company does not do any kind of credit checks. Applicants are matched with a lender based on the fact that they are employed making at least $800 per month in take home pay, have an active bank account and are paid by direct deposit.
What if I have bad credit, or no credit at all?
When the bank, credit card company, or finance company says “No” – Our Company says “Yes!”
How much money can I be approved for?
You can borrow up to a $1,000 short-term loan until your next payday (based on your take home pay).
What types of fees are involved?
The lenders we will work to match you with are very competitive with their fees. Short term loans can be expensive and are intended only for short term needs. Make sure you read all of the Terms and understand all costs before accepting the loan.
How long will it take for you to get the money to me?
Once you are approved, lenders usually electronically deposit the money right in to your bank account overnight – it’s that easy!
I don’t live in Canada or the USA, can I still apply?
Unfortunately, at this time, we only accept applicants from the United States and Canada; however, we are taking steps to provide our short-term loan service to other countries in the near future.
What can I use my payday loan for?
Use your loan for whatever purpose you want. If you have some bills due, something you need to buy, or just want to have some fun! Your short-term loan is for you to use as you wish.